# Paramount Public Adjusting > Paramount Public Adjusting is a licensed public adjusting firm in Flowery Branch, Georgia, serving Georgia, Tennessee and South Carolina. Its public adjusters represent homeowners and businesses, not insurance companies, on storm, wind, hail, water, fire, smoke and commercial property claims, including denied, delayed and underpaid claims. The first claim review is free. Key facts: - Legal name: Paramount Public Adjusting Inc. - What we do: public adjusting. A public adjuster is a licensed insurance claims professional who represents the policyholder, not the insurance company: reads the policy, documents and values the loss, and negotiates with the insurer. - Licensed in: Georgia, Tennessee and South Carolina - Serves: Homeowners and businesses across Georgia, Tennessee and South Carolina (residential and commercial property) - Results: $11M recovered for clients in 2026 so far - Facebook: https://www.facebook.com/p/Paramount-Public-Adjusting-Inc-100093036446435/ - Instagram: https://www.instagram.com/paramount_public_adjusting/ - Office: 4915 Atlanta Highway, Flowery Branch, GA 30542 (mail: P.O. Box 1582, Flowery Branch, GA 30542) - Phone: 678-789-4255 - Email: michael@paramountpublicadjusting.com - Google rating: 5.0 from 50+ reviews (https://www.google.com/maps?cid=2678437687421623308) - Team: Michael Chacon (Owner & Licensed Public Adjuster); Adam Hunt-Ahlers (Licensed Public Adjuster); Ron Sorto (Licensed Public Adjuster); Tyler Baker (Licensed Public Adjuster); Chad Risley (Licensed Public Adjuster) - Public adjusters are not attorneys. Results vary by policy and claim. ## Claims we handle - [Storm, wind and hail damage claims](https://paramountpublicadjusting.com/claims/storm-wind-hail-damage/): Roof, siding, gutters, windows and interior damage from storms, high winds, hail and fallen trees. - [Water damage claims](https://paramountpublicadjusting.com/claims/water-damage/): Burst pipes, appliance leaks, roof leaks and sudden water losses, including the damage you can't see yet. - [Fire and smoke damage claims](https://paramountpublicadjusting.com/claims/fire-smoke-damage/): Structure, contents, smoke and soot damage, plus additional living expenses while you're out of your home. - [Commercial property claims](https://paramountpublicadjusting.com/claims/commercial-property/): Offices, retail, rentals and multi-family properties, including business interruption and loss of income. - [Denied or underpaid insurance claims](https://paramountpublicadjusting.com/claims/denied-underpaid-claims/): Already got a low offer or a denial letter? We review the policy and the estimate and push back with documentation. - [Delayed or stalled insurance claims](https://paramountpublicadjusting.com/claims/delayed-claims/): Claim stuck for weeks with no answers? We take over communication with the carrier and keep it moving. - [All claim types](https://paramountpublicadjusting.com/claims/): overview of every type of claim we handle ## Results Replacement cost value on the insurance company's own estimates for recent Georgia claims, first estimate and final estimate after Paramount took over: - Nationwide, hail claim: $8,282 first estimate, $237,914 after Paramount - State Farm, hail claim: $22,848 first estimate, $289,231 after Paramount - USAA, wind claim: $9,728 first estimate, $112,081 after Paramount - State Farm, hail claim: $0 first estimate, $23,672 after Paramount - State Farm, wind/hail claim: $11,190 first estimate, $55,444 after Paramount ## Frequently asked questions ### What is a public adjuster? A public adjuster is a licensed insurance claims professional who represents the policyholder, not the insurance company. We read your policy, document and value your loss, and negotiate with your insurer on your behalf. ### How is that different from the adjuster my insurance company sends? The company adjuster works for the insurance carrier. We work only for you. Our job is to make sure every covered item of damage is found, documented and paid according to your policy. ### How much does it cost? Your initial claim review is free. If we take on your claim, our fee is a percentage of the settlement, explained in writing before you sign anything, so there's nothing out of pocket to get started. ### Can you help if my claim was already denied or underpaid? Often, yes. Denied, delayed and underpaid claims are a big part of what we do. Send us what you have (the denial letter or the insurer's estimate) and we'll tell you where things stand. ### Do I have to have already filed a claim? No. You can contact us before or after you file. Bringing us in early helps make sure the damage is documented correctly from the start. ### What areas do you serve? We're based in Flowery Branch, Georgia, and help homeowners and business owners across Georgia, Tennessee and South Carolina. ## Get help - [Free claim review](https://paramountpublicadjusting.com/free-claim-review/): request a free review of your claim; a licensed public adjuster usually replies the same business day - [About and team](https://paramountpublicadjusting.com/about/): who we are and the adjusters who work your claim - [Home](https://paramountpublicadjusting.com/): overview, results, process, reviews and FAQ ## Optional - [Privacy policy](https://paramountpublicadjusting.com/privacy/)